Every credit card processor has a different set of costs associated with its services. Some of them are unavoidable, but others can be negotiated. We recommend pass-through pricing (interchange-plus) to most merchants. Remember that many of the typically scheduled fees — not just your processing rates — are negotiable. If you process a lot of transactions, don’t be afraid to deal with your processor. With that being said, there are several processors out there that are very transparent with their fees and are more than happy to give you (the merchant) interchange-plus credit card processing fees.
Remember: there’s no one size fits all or overall “best” or “cheapest” processor–only the best or cheapest processor for your particular business. We would be happy to help you make that final determination taking some data from your statement, but we promise that the time you spent analyzing the numbers won’t be wasted.
FREE- NO OBLIGATION Analysis.
Send me a copy of 1-2 consecutive statements and I will be happy to get you a quote.
